There are many short sale loss mitigators in florida. Most of them work for Florida banks or servcing lenders that work for master servicers under the Truth in lending Act. There are foreclosure departments outsourced through the short sale loss mitigator.
Every artcile on loss mitgation in florida has to do with the florida short sales while renting a lease payment. You amy look fro a foreclosure mortgage that is 90 days delinquent in florida short sales.
Short sellers can find the For Sale By Owner in Florida real estate by selling the home as a FSBO prior to the short sale.
Your Realtor is interested or maybe not in the florida short sale and then bankruptcy may or may not follow the preforeclosure attorney. Look into all of the foreclosure options in florida.